I received a solicitation from ING Direct today.  Their 12 month CD rate is 4%.  If you're a saver this is a good sign. Interest rates have been terrible recently.  If you're a saver and have a decent amount of money in a savings account or CD's you've most likely been losing money (with inflation). [...]

I paid off my mortgage last year.  Why did I do it?  The time was right for me and it still might be the right time for you to do the same thing.  I'll explain why. I've been on a rampage against the mortgage lately.  In my last article (more reasons to pay off your [...]

The Federal Reserve (the Fed), the central bank that everyone loves to hate, has lowered its target interest rate to 2.25%, down from 3%. The Fed is reducing rates in an attempt to stimulate the economy and prop up weak financial markets. What does this mean to you? Well it’s either good or bad depending [...]