I received a solicitation from ING Direct today.  Their 12 month CD rate is 4%.  If you're a saver this is a good sign.
Interest rates have been terrible recently.  If you're a saver and have a decent amount of money in a savings account or CD's you've most likely been losing money (with inflation).
I have [...]

A couple years ago, online savings accounts were paying over 5% interest.  Now interest rates have dropped slightly and are just starting to recover.  I have short term money that I want to keep liquid, yet I also want a decent return on investment.  What do I do now?
In 2006 high interest online savings accounts [...]