Jul
9
Pro-Marijuana Ad Pushes Pot As Budget Fix
July 9, 2009 | Leave a Comment
A pro-marijuana group is launching another television bid to legalize pot in California, but this time their pitch is that legalizing and taxing the drug could help solve the state's massive budget deficit. And California needs to do something drastic, now more than ever. The 30-second ad aired on Wednesday and features a retired 58-year-old [...]
Jun
18
Credit card Issuers: Lets Make A Deal
June 18, 2009 | Leave a Comment
When a customer gets sacked from his job, card issuers are going to have a hard time getting their money. That's why they are offering to settle, often for far less than they're owed. That's one of the upsides to these troubled times. It seems like a no-brainer, but its worth going over. If times are [...]
Apr
15
Keeping Teens Financially Safe
April 15, 2009 | Leave a Comment
MSN money has an interesting article about how to guide teens toward financial safety. As they point out, teens can sign themselves up for all kinds of debt, even before they are able to legally drink. They can spend their whole lives trying to pay off student loans for instance. It's a bit of a [...]
Apr
9
When You Save Money, You Make Money
April 9, 2009 | Leave a Comment
Or…A penny saved is a Penny earned. It's simple, the more you can save, the more you have at your disposal. You can then turn that into even more money. But you have to save first and be smart about it. I'm going to cover just a few ideas here that will help you keep [...]
Feb
7
February 7, 2009 | Leave a Comment
First, read this article: http://blog.stealthmode.com/2009/02/06/an-open-letter-to-my-two-mortgage-companies/ I, at first, wanted to join in the bashing that was going on in the various internet forums. I scrimped and saved and paid off my home mortgage in about 6 years. I do coding/teaching/projects on the side and used it to pay off all my student loans and mortgages. [...]
Jan
5
Driving Myself Crazy Trying to Get Rich
January 5, 2009 | 2 Comments
I've been driving myself nuts lately think about money. Trying to make money that is. Isn't a smart person supposed to be rich? And shouldn't I be rich by now? Wealth is the slave of a wise man. The master of a fool. – Seneca For the last decade, I've spent most of my free [...]
Dec
22
Best Investmetns in a Depression Part 2
December 22, 2008 | 1 Comment
Right now is a terrible time for investors. Risk exists everywhere. Banks won't loan to each other let alone you. If you do have cash right now. Where is the best place to put it? In part of Best Investments in a Depression, I discussed paying off your debts as a way to get 100% [...]
Dec
17
Best Investments in a Depression
December 17, 2008 | 8 Comments
A financial apocalypse descends on the US and the world. Stock Market returns are terrible. Treasury Bills have a negative return. CD rates are falling. What do you put your money in times like these? A few people have asked me, where do you put your money now? Nothing is safe and the sky is [...]
Dec
16
Why You Need Renter's Insurance
December 16, 2008 | Leave a Comment
You can never have enough money or enough insurance. We live in a world full of risks. Disaster strikes at the most inopportune times. My sister in law just had a major disaster at her apartment. She didn't have renter's insurance, but she wishes she did. The sprinkler system and my sister in law's apartment [...]
Dec
11
Home Ownership is for the Wealthy
December 11, 2008 | 1 Comment
Now that America is trying to sleep off the housing bubble hangover, people like me can say I told you so. Houses are for the rich. Always have been, and for the foreseeable future, always will be. By definition, poor people can afford little. So putting a poor person in a house is a fundamentally [...]