… But I live in a low-risk flood zone. Do I really need flood insurance?
According to the NFIP official website, you should buy flood insurance, even in low to moderate risk areas. Again, 25% percent of claims come from lower risk areas.

In low risk areas, a Preferred Risk Policy is available.  Residential Preferred Risk Policy premiums start as low as $119 per year for building and contents coverage.  Commercial policies start at $550 per year for combined building and …

… more about flood insurance in future articles.  I'll provide a link to the new material as it becomes available.

… be funneled to states for child support, according to Dean Balamaci, a U.S. Treasury Department official. "We are really proud of that," he added.
Of the remaining money most will go to student loans and back taxes.
How Do You Know if Your Money is Withheld?
You should receive a notice (letter) from the IRS stating how much will be withheld and why.  You should receive the letter around the time that you receive your other stimulus payment notifications.  These notices are …

… if you don't get your payment. Plus it says in big bold print "DO NOT THROW AWAY." It's all very official.

… will get there payment via check. You can estimate when you will receive your payment using the official IRS payment schedule.
The "Second" Economic Stimulus Package
So what's the story with the "second" stimulus package? It appears that Democrats in Congress are pushing for a second economic stimulus package.
According to reports, this second stimulus package would focus on food stamps, unemployment benefits, and government construction projects ( a bridge to nowhere ring any …

… payment tracker actually works. Remember, you can't track your payment until the time you're officially supposed to receive your payment.
According to the IRS this is still the official stimulus payment schedule :

Official IRS Stimulus Payment Schedule

Direct Deposit Payments

If the last two digits of your Social Security number are:
Your economic stimulus payment deposit should be sent to your bank account ( not necessarily in your bank account ) by:

00 …

… available on this tool until the time that your payment is scheduled.

So you need to use the official payment schedule to determine when you receive your payment. However, supposedly the IRS is ahead of schedule and you may get your payment sooner.

… I've scoured the H&R Block support site looking for answers but I can't find any official message either way. Right now I'm relying on reports from readers.
I've you've had experience with the H&R Emerald Card please let me know. Have your received your stimulus payment on the card or via check? Please leave a comment below and help your fellow readers solve this mystery.

Maxed Out: The Movie

January 25, 2008 | 1 Comment

… can we possibly add to the pile before it falls on our heads.
Think before you spend, your country needs your fiscal responsibility!
The official Maxed Out Movie Site