Jun
24
Flood Insurance For Renters
June 24, 2008 | Leave a Comment
… everything you own right now?
Most people don't, that's why they need renters insurance in the first place. Renters insurance protects you in the case of a fire or other major problem. However most renter's insurance policies don't cover flood damage. That's why you need flood insurance added to your renters insurance policy.
But do I really need Flood Insurance?
The most common disasters are floods and fires. While renters insurance will protect you against fire, additional …
Jun
23
Do I Need Flood Insurance?
June 23, 2008 | Leave a Comment
… year floods damage property and homes. Not all of the damage occurs in flood zones. Find out why FEMA says that you should have flood insurance coverage even if you don't live in a high risk flood area.
Flood insurance is only for people living in Florida or on the banks of the Mississippi river right? Wrong. According to FEMA 25% of flood claims come from areas that have low to moderate flood risk.
The NFIP
Congress established the National Flood Insurance …
Jun
5
Yahoo Music billed me for another year of their music service without my permission. They refused to refund my money so I turned to my last line of defense, my credit card company.
Credit Cards have a bad reputation. Some of it is deserved. Like alcohol and casinos, credit cards are bad for certain people. However, in responsible hands, credit cards are a useful financial tool.
I wrote an article, Ten Reasons to use a Credit Card for Every Purchase …
Jun
3
Cheap Lunches - Taco Tuesday
June 3, 2008 | Leave a Comment
… taste) concerns, every once in a while, I enjoy the guilty pleasure of a quick meal. I was on my way back from gym and it was lunch time. I was in a hurry so I ran down the list of fast food places in my head. I remembered it was Tuesday and that made me smile.
I have a weak spot for Taco John's "westmex" food. In college my wife and I would grab a few cheap bean burrito after class. I still enjoy a taco or burrito there every once in a while.
Tuesday's are "Taco Tuesday's" …
May
29
Yahoo Finance Adds FREE Real Time Stock Quotes
May 29, 2008 | 1 Comment
If you're a stock junkie then this is big news for you. Yahoo Finance is the first major financial site to add real time stock quotes.
Up until now most financial sites displayed stock prices with a 20 minutes delay. Bats Trading is providing the real time information for Yahoo Finance.
Yahoo! Inc., vying with Google Inc. for the top rank as the most popular U.S. Internet site, plans to offer real-time stock quotes to 19.5 million users of its finance web pages. …
May
29
Where Is My Stimulus Payment?
May 29, 2008 | 107 Comments
… is confusing. However, you need to make sure you have your facts straight before contacting the IRS.
I've made a list of the most common problems/issues with stimulus payments. Items are listed by popularity.
Did you check the payment schedule ?
Many people are mistakenly using the direct deposit schedule when they should be using the paper check schedule. How do you know if you're getting a paper check? Read on for the most common reasons people are receiving paper …
Comment by billy: … should have gooton my check may 16 and now its aug 13 i …
May
22
It's Not Too Late to Qualify for the Stimulus Payment
May 22, 2008 | 5 Comments
… tax return or may have made a mistake on their taxes.
According to a press release from the IRS, IRS Commissioner Doug Shulman wants people to know they still have time to qualify for the stimulus payment. They just need to file a tax return.
Can I Still File After April 15th?
Yes. The IRS wants people to know that you can still qualify for the economic stimulus payment after April 15th. Your stimulus payment will take longer to process, but you should still receive it …
Comment by Chris: … to contact the IRS. Go into your local office if you …
May
13
TurboTax VP Answering Your Stimulus Payment Questions
May 13, 2008 | 22 Comments
… Bank And Trust (SBBT) to handle the processing. Essentially, SBBT gets the payment from the IRS and puts your money in your account, minus the fees. That's the basics anyway, the details may vary.
It turns out that when any third party banking product is involved, the IRS sends a check, even though you may have included your direct deposit account information on your tax return. By third party banking product, I mean anything except a direct deposit into your checking or …
Comment by Ronald Bilski: … to them from the IRS. They go directly to the address on …
May
9
More frequently asked questions regarding the Economic Stimulus Payment ( Rebate ): What if my spouse owes money ? What will happen to our stimulus payment ? Will the IRS keep it all even though part of that money is for me and my children?
The IRS Will Keep Your Money
The IRS can keep your stimulus money (and tax refund) if you owe money to the government. The IRS will shoot first and ask questions later. So if your spouse owes money to the government and you file jointly, …
Comment by Mary Anne: … about here. My husband and I filed jointly, …
May
7
… So if any of these change you eligibility for the payment can change.
So How Do I Get My Money in 2009?
The IRS will include a worksheet on 2008 tax returns. The worksheet will help you calculate if you are eligible for a tax credit on your 2008 taxes.
Can I Get My Money in 2008?
If you didn't file taxes or you weren't eligible at the time you filed, you'll have to wait until 2009 to get the money. Also if your tax situation changed after you filed taxes (you lost …