The IRS Stimulus Payment program is a real mess. Many people haven't received their payments. Some haven't received the amount they were supposed to get according to the IRS web site. Some people have questions relating to child support or other debts owed to the government. Many people are searching the internet because they don't know how to contact the IRS by phone.
The IRS stimulus …

Comment by Chris: … help you but the IRS is the best source. If you have a …

… you are asked/required to put a credit card or debit card on file for incidental expenses like phone calls and in room movies.
Most people don't realize that the hotel then puts a hold on their account.  When you use a debit card, the hotel locks a portion of your checking account balance until the time that you check out and settle your bill, possibly even after.
This can be a problem when you need access to this money.  USA Today recently interviewed people who've had problems …

… According to rumors on the internet, the post office is not supposed to forward mail from the IRS.  However I have yet to find an authoritative source that supports this.
If you've moved since filing your return, you should put in a change of address with the post office ? You can change your address online.  Apparently, not all post offices forward government checks. That's because the envelopes are stamped with a do not forward message.
If you know the people at your old …

Comment by Chris: … to talk to the IRS to get a trace put on it.

The IRS is sending checks to taxpayers through the Economic Stimulus Package.  The IRS sent the first wave of payments via direct deposit.  Now the IRS is sending out stimulus checks via mail to those who didn't qualify for the direct deposit.  Now some people are asking, " where is my stimulus check? "  I'll help you find out.
Check the Payment Schedule
Your stimulus check will be …

Comment by Chris: … If you owe the IRS money, they'll take it out of our …

… spending too much time (or money) and our children seems ridiculous in this modern age of child first living.  Aren't we supposed to spend every spare minute with our child ?  Aren't we supposed to laugh and clap and encourage their self esteem?
Joseph Epstein doesn't think so.  In his recent article entitled The Kindergarchy, he contrasts his upbringing with that of the modern child.  It's not the first time an "old timer" has written about how much society's attitude regarding …

Just when you thought the stimulus payment mess couldn't get any worse, the IRS rises to the challenge and and really screws up. The IRS has apparently sent at least 15,000 checks to the wrong people.
I've been overwhelmed by the number of questions regarding the economic stimulus package and the payments from the IRS. Readers have posted thousands of comments (3,300 at last count) regarding questions, problems and concerns with the stimulus payment. At this …

Comment by jones: … returned to the irs,

… job then I did 5 years of college.
I learned that bill collection can be handled two ways. The first approach is to scream at the person hoping they will break down and scrounge up some money just to make it stop. The second approach involves understanding the problem and tying to find a solution. The bank I worked for tried the problem solving approach. We attempted to figure out what the problem was and why the customer wasn’t paying the bill. People just don’t stop paying their …

… market is a Ponzi scheme.  Charles Ponzi came up with a brilliant plan to fleece.  He got the first group to invest and then paid the first group of investors off with money from a second group.  The second group saw how much the first group got and this encouraged a 3rd and 4th.  You get the picture.
Why Are Stock Market Investors Getting Ripped Off?

Stock Options
No Dividends
Stock Buybacks

Stock Options
Management grants themselves stocks options.  A stock …

… My necessities include natural gas, water/sewer, electric and garbage.  My luxuries include phone/Internet and cell phone.  I left out groceries and gas as they are somewhat discretionary depending on how much you eat and drive.
It turns out that I spend more on Internet and cell phone service than I do on my essential utilities.  Notice that I lump my phone service in with luxuries since it's bundled with Internet service.  If I moved it to necessities it would be a tie.  Also …

… or purses. Because they have so many credit cards and debit cards they have to write down the pin number of each one. That's a bad idea. Here are a few tips to manage and protect your banking information.
Don't Carry Around Your PIN
This should be common sense but so many people ignore it.  I've noticed this with older adults like my parents and in-laws.  Many aren't used to carrying an ATM card.  They used to write checks for several dollars over the amount to get cash.  Those …

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