A financial apocalypse descends on the US and the world.  Stock Market returns are terrible.  Treasury Bills have a negative return.  CD rates are falling.  What do you put your money in times like these?
A few people have asked me, where do you put your money now?  Nothing is safe and the sky is falling. [...]

Do you still have a mortgage on your home? If you’re like most people I’m guessing you do. However, most people aren’t wealthy. There are many myths about why you should keep your mortgage. I’m going to dispel them in this article.
Before we get started, let me just say that I [...]

This is the 3rd post in a series of articles about Prosper.com. Prosper is a person to person lending site with an auction format similar to EBay. If you’re a lender you may want to consider the risks of lending money on Prosper before you start loaning money.
In my previous article on Prosper, [...]

Maxed Out: The Movie

January 25, 2008 | 1 Comment

If you’re in the mood for a movie and you need a little more convincing to pay off your credit cards then I have just the movie for you. Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders is a documentary about both consumer and government debt in America.
The video is [...]

Stages of Life

January 11, 2008 | 1 Comment

On our path to wealth it’s handy to know where we’re at. Much of our financial outlook is based on how old we are and our “stage of life.” What do we mean by stage of life? Humans have a pretty clear path through life. We pass through stages from being [...]

Make More Money

December 19, 2007 | 3 Comments

Everyone wants to know how, at least, everyone claims they want to know how. It’s strange that so few make the effort to learn how to become wealthy, let alone actually do it. If you want to become wealthy, the logical first step is to find out how to make more money.
The secret [...]

Question:
Why should I read your site?
Answer:
Because I need readers?
Seriously, I can tell you that I am not Warren Buffet. I have no secret investment tips, nor do I know what will happen in the future. I am however, completely debt free at age 31. I have no mortgage, no credit card [...]