Jun
24
Flood Insurance For Renters
June 24, 2008 | Leave a Comment
Renters need flood insurance. You might think flood insurance is only for home owners. However, renters are just as vulnerable to flood damage. Here are the reasons renters need flood insurance too. How much would it cost you to replace everything you own right now? Try to estimate the dollar amount in your head or [...]
Jun
12
Is Debt Making You Sick?
June 12, 2008 | Leave a Comment
You know debt is bad but did you know debt is also bad for you? According to a recent poll, those who carry a heavy debt load reported more health problems in the previous 12 months. So is debt making you ill? According to a poll by AOL and the AP, those with a lot [...]
Jun
10
6 Ways to Spend Your Stimulus Money
June 10, 2008 | Leave a Comment
By now a majority of Americans have received their stimulus payments from the IRS. If you're wondering what to do with that money, I have some suggestions. Start an Emergency Fund. Everybody needs an emergency fund. Dave Ramsey recommends at least $1,000 until you pay off your debts then you need 3 to 6 months [...]
Jun
3
Cheap Lunches – Taco Tuesday
June 3, 2008 | Leave a Comment
The price of food is starting to creep up. Even the price of fast food (usually a cheap meal) has gone up. However, you can eat cheap if you remember what day it is. While I usually try to avoid fast food because of the health (and taste) concerns, every once in a while, I [...]
Apr
1
Retirement Revolution – Part Two
April 1, 2008 | 2 Comments
The US retirement system is about to face its biggest challenge. The baby boomers are starting to retire. What can the baby boomers do to prepare for retirement? What will they do with themselves during their long retirement? Retirement Revolution is PBS show hosted by Paula Zahn. The first part airs on PBS for the [...]
Mar
19
What is Your Investment Philosophy?
March 19, 2008 | 2 Comments
I’ve come to believe the most important investment decision you can make is deciding upon an investment philosophy. I call it a philosophy but it could also be called an investment style, an investing strategy or even and investment system. All of these terms are rather hard to define. Some have clear meanings. Let’s elaborate [...]
Mar
14
Ten reasons to use a credit card for every purchase
March 14, 2008 | 1 Comment
Many personal finance sites love to pick on credit cards. The credit card industry is an easy target. Don’t get me wrong, some of the reputation is well deserved. However, the savvy and disciplined consumer can take advantage of credit cards. Like any tool, credit cards, used responsibly, can make life easier. I’ve compiled a [...]
Mar
11
Top Five College 529 Savings Plans
March 11, 2008 | 2 Comments
In a follow up to my previous posts about saving for college with a 529 college savings plan, I’ve recently come across Kiplinger’s ranking of the top five college 529 savings plans. I personally subscribe to Kiplinger’s as well as a few other personal finance magazines. While these magazines may not make you a millionaire [...]
Mar
10
Are You Saving Enough for College?
March 10, 2008 | 1 Comment
The cost of college is increasing faster than inflation. How do you know if you are saving enough money for college? We have a new college cost calculator that will help you determine the cost of college in the future and also tell you exactly how much money you should be saving for college. When [...]
Mar
9
Can You Afford a Tire?
March 9, 2008 | 2 Comments
What kind of financial shape are you in? Can you afford a large automobile repair bill or even a set of new tires right now? Do you have the money for single new tire? Last night my wife called me and told me the car was telling her to check the tire pressure. Now our [...]