Sep
3
Why First Time Home Buyer Programs Are a Bad Idea
September 3, 2008 | 1 Comment
… rate and require almost no money down. No money down was good (or so I thought) because I didn't have much.
I also discovered that we probably wouldn't qualify once we were married. Our income would push us over the limit. So I was in a hurry to find something. Back in 2000/2001 the real estate market was hot. Nice cheap houses didn't stay on the market for long. Our search lasted several months until Super Bowl Sunday of 2001. We were just randomly driving around and …
Aug
11
Should I Buy a New House?
August 11, 2008 | 4 Comments
I've been struggling with a decision. Should I stay in my house or sell it and either move into a condo or buy a new house ? There are pro's and con's for each.
I live in a rather modest home (especially compared to today's standards). We have one child and we could use a little more room.
I've been considering a larger home but my wife doesn't want a new larger house. She feels that a …
Comment by Jeff: … rent payments you receive. I think you would still be …
Jul
29
More Reasons to Pay Off Your Mortgage
July 29, 2008 | 4 Comments
… debunking the mortgage myth debunkers, I examined some arguments for keeping your mortgage. I received a few good comments.
AJC, whose article on why paying of your mortgage is dumb I
I always like the historical 3.8% argument for the growth of real-estate … compound your house (or even your parents' house) and see if anybody that you know has ever bought a house appreciating at or below 'average'?
Didn't think so …
Actually I think a good many people are experiencing that …
Comment by Jeff: …I didn't state that your investment …
Jul
24
The Parable of Wealth
July 24, 2008 | Leave a Comment
… Mark and John both head for the market. Delivering their catch to the fishmonger, they both receive their payment in gold. However, John now has some extra stops to make.
John stops at the mason's house, the shipwright's house, the rope maker's house and on down the line. By the time he returns to his own home, his purse is light. He turns over the remainder of his gold to his wife so that she can buy goods in the market tomorrow.
Mark has some stops to make too. Mark also …
Jul
16
… A new window will open. Now click on "E-Delivery Options". On this page you can choose how to receive statements for each account. See the screen print below.
Change Your Edward Jones Statement Delivery Options
I'll hold onto my Edward Jones account a little longer now. At least it's one less reason from me to dump them. I really can't believe it took that long for them to get electronic delivery.
I really get the impression the Edward Jones caters to older …
Jun
25
Should I Pay Off My Mortgage? The Easiest Test Ever
June 25, 2008 | 4 Comments
… should do that.
What do you think? Have you paid off your mortgage? Do you want to? Leave a comment and let me know what you think.
Comment by Jeff: … extra risk to receive a little extra reward.
Jun
20
Retired and Veterans Need To File For Stimulus
June 20, 2008 | 2 Comments
… the nursing home but I want to make sure that they get their stimulus money.
The IRS will send letters out later this summer to people who may be eligible for the stimulus payment. The letter will include a sample tax form and an actual tax form that people can complete and mail to the IRS. So if you can't file any other way the IRS will still send you the tax forms.
Make sure you take the time to fill out the tax forms. For less than an hour of work, you could make $300.
Jun
6
Privacy Policy
June 6, 2008 | Comments Off
… this information with outside parties.
We use return email addresses to answer the email we receive. Such addresses are not used for any other purpose and are not shared with outside parties.
We use non-identifying and aggregate information to better design our website and to share with advertisers. For example, we may tell an advertiser that X number of individuals visited a certain area on our website, or that Y number of men and Z number of women filled out our comments form, …
Jun
5
… of the website, not because of my connection.
I tried to cancel my Yahoo Jukebox account but it didn't seem to work. I was billed for the service again. I contacted Yahoo about the billing problem. Yahoo advised me that they don't give refunds so I was out of luck. Have a nice day!
At that point, I'd had enough; I was paying for a crappy service that didn't work. I contacted my credit card company and described the situation. They begin the disputes resolution process.
Wells …
Jun
1
Where's My Stimulus Payment Tool Worked For Me
June 1, 2008 | 1 Comment
… Payment " tool on the IRS website? Did it not work for you? I've had many people report that it didn't work for them, so I decided to try it myself.
Remember that unless you payment is scheduled to be mailed (or deposited) it won't show up on the "where's my stimulus" site.
You should check the Payment Schedule prior to using this application since your payment information will not be available on this tool until the time that your payment is scheduled.
My stimulus payment …