Sep
16
Here We Go Again
September 16, 2008 | 1 Comment
… the whole market, I'm going to be affected by the infection.
The only safe play is not to play at all.
Aug
6
… be damaged by wind and hail. Vinyl wears out faster than steel.
Fact: Asphalt Shingles last 15 to 25 years. If your roof is worn out it may start to leak causing costly damage to your home.
Fact: Most modern windows have a 20 year lifespan.
Fact: Water heaters last about 6 to 10 years.
Fact: Furnaces have a 10 to 25 year lifespan. Guess which one your builder installed?
Fact: You are responsible for the sidewalk and sometimes the curb and gutter in front of your …
Aug
1
Should You Buy a New Car for Better Gas Mileage?
August 1, 2008 | 2 Comments
… of Gasoline Doubles?
Let's double either the gas price or the miles driven. That puts me at $150 per month for gasoline. Is a new vehicle worth it at that point?
No. I purchased a new vehicle I would have to pay excise (sales) tax and get it titled (licensed). Excise tax in this state is 3%. If I spent $10,000 it would cost me $300, $20,000, $600. You get the point. So it would require 2 months of gas just to pay the tax on the vehicle. What about the $10,000 to $20,000 (or …
Jul
29
More Reasons to Pay Off Your Mortgage
July 29, 2008 | 4 Comments
… keeping an open mind on this topic. If I can find a convincing argument as to the merits of a mortgage, I'll post it.
Comment by Jeff: … (even with 15% capital gains tax) not look too …
Jul
14
… wasn't going to use. He pulled out a debit card and later discovered that the hotel was holding $150 for each of the two nights he was there.
Back home in Wayne, Pa., his wife tried to use their account, leading to overdraft fees. Although the $300 was credited back, it took a few days.
When I used to travel for business, some of my co-workers didn't have credit cards. We had to book the hotel with our own credit card and then the company would reimburse us. However, some of …
Jul
9
The Stimulus Payment Was a Ridiculous Political Stunt
July 9, 2008 | 4 Comments
… about the cost of printing and sending the checks themselves?
The bill itself cost taxpayers $152 billion. However, it just shifted government money from other programs. So in reality there is no net gain to the economy.
In the end, the Economic Stimulus Package of 2008 was a political stunt. An attempt to bribe voters in an election year. I hope voters, especially those that had problems with the stimulus payment, remember this lesson when the politicians try to take over …
Jun
23
Do I Need Flood Insurance?
June 23, 2008 | Leave a Comment
… insurance, that's the reality many flood victims face.
Any Other Questions?
Please post your questions in the comments below.
Jun
20
Retired and Veterans Need To File For Stimulus
June 20, 2008 | 2 Comments
… tax assistance.
Its Not Too Late
You can still qualify for the payment. Even though April 15th has passed, you can still file. If you don't owe the IRS money, you don't have an obligation to file by April 15th. Again, you are only filing to qualify for you economic stimulus refund payment.
Pass the Word
Please tell anyone who might qualify about the stimulus payment. You may have to help older relatives or friends with filing their taxes. I'm contacting my grandparents …
Jun
19
Carl Icahn Has a Blog
June 19, 2008 | Leave a Comment
… like a good introduction to what's wrong with corporate America right now, Carl Icahn's blog is a great place to start.
Jun
12
Is Debt Making You Sick?
June 12, 2008 | Leave a Comment
… college-educated men who do not have children living at home whose income was either more than $150,000 or less than $10,000 in 2007.
Really? Poor single mothers are stressed out? No kidding! I'm raising one child with my wife and I'm stressed out. I couldn't imagine doing it on $10,000 by myself.
What I'm more curious about is does you level of wealth affect your political beliefs? For example if you're older, well educated and financially secure are you more likely to be a …