Jul
23
Car Leases have a poor reputation. But are vehicle leases always a bad deal? You may be surprised.
Why do leases have a bad reputation? There are two primary reasons. Many consumers didn't read the fine print and got stuck with bad terms. Also mileage limitations have limited the usefulness of the leased vehicle. My father [...]
Jul
22
When Is It Time To Get a New Car?
July 22, 2008 | Leave a Comment
Is your car costing you too much money? Do you see your mechanic more often than you'd like? When is it time to buy a new car?
I'm quite frugal. I don't purchase new vehicles. I buy used cars and I pay cash.
However, older cars do have drawbacks. I don't really care about body style or [...]
Jul
17
Why You Shouldn't Buy a New Car
July 17, 2008 | 5 Comments
With dealer incentive programs and 0% interest deals, car dealers are constantly trying to sell new cars. That's fine, someone needs to buy new cars. However, the wealthy know that you should never buy a new car. Find out why.
What Do the Wealthy Know that You Don't
The wealthy know that you should never buy a [...]
Jun
10
6 Ways to Spend Your Stimulus Money
June 10, 2008 | Leave a Comment
By now a majority of Americans have received their stimulus payments from the IRS. If you're wondering what to do with that money, I have some suggestions.
Start an Emergency Fund.
Everybody needs an emergency fund. Dave Ramsey recommends at least $1,000 until you pay off your debts then you need 3 to 6 months of income. [...]
Jun
3
Cheap Lunches – Taco Tuesday
June 3, 2008 | Leave a Comment
The price of food is starting to creep up. Even the price of fast food (usually a cheap meal) has gone up. However, you can eat cheap if you remember what day it is.
While I usually try to avoid fast food because of the health (and taste) concerns, every once in a while, I enjoy [...]
May
20
5 Ways to Save Money On Gas – Gas Prices – Part 4
May 20, 2008 | 4 Comments
Gas prices are at record highs. If you've filled up recently, you probably felt a little sick after dumping $50 or more into your gas tank. Gas prices are high, but there are a few things you can do to save yourself a few bucks.
This is the 4th article in a multi-part series [...]
May
19
Everyone likes to complain about the price of gas. Gas Prices are at record highs. What can the US do about it? What can US consumers do about it?
This is the 3rd article in a multi-part series on gas prices in the United States. You can read part 1 (Why Does Gas [...]
May
16
Believe It Or Not – Gas is Cheap in the United States – Gas Prices – Part 2
May 16, 2008 | 3 Comments
Do you believe that gasoline is cheap in the United States? According to CNN Money, fuel (gas, petrol, oil, diesel) in the US is relatively cheap in the US compared to other countries. Why is that and could it be even cheaper?
This is the second article in a multi-part series on gas prices [...]
May
15
Gas Prices – Part 1 – Why Does Gas Cost So Much?
May 15, 2008 | 3 Comments
Gas prices are rising daily. What is driving the increased cost of gas and fuel in general? Why does gas cost so much? Whats the biggest driver of gasoline prices?
This is multi-part series on the prices of fuel (gasoline, petrol, oil, diesel), why gas costs so much and what makes up the [...]
Apr
23
Why Debt is Risky
April 23, 2008 | 2 Comments
Debt is bad because with debt comes risk. Debt is risky for businesses and people. Debt, if used correctly, can be powerful tool. However, in too many cases, debt is used improperly and the consequences are unhappiness, stress, bankruptcy and divorce.
Attitudes About Debt Have Changed
I’ve already talked about how our attitudes about [...]