Feb
4
Turn your iPhone into a credit card reader
February 4, 2010 | Leave a Comment
iPhone accessory maker Mophie has something interesting to offer iPhone users. A credit card reader for the smartphone that works with a transaction app. The whole thing is essentially an iPhone case, so you can keep the reader attached permanently, as long as you don’t mind the added bulk on your phone. If the app [...]
Oct
23
5 ways that credit card companies are evil
October 23, 2009 | 1 Comment
Credit card companies are sticking it to consumers left and right. They raise interest rates to as much as 36% and double minimum monthly payments on customers who are already struggling and low on cash. In an effort to put them in their place, President Obama signed into law a credit card reform act in [...]
Oct
16
Now even churches take credit cards
October 16, 2009 | Leave a Comment
So you're light on cash. No worries. These days, everything from Salvation Army kettles and churches to DVD rental machines and subway systems will take your plastic and more are coming on board every day. It used to be that for some things you just had to use cash. Not anymore. Retailers and service providers [...]
Jul
10
Do Not Charge Your Doctor Visits
July 10, 2009 | Leave a Comment
How do you know that the economy is messed up? Because more Americans are being forced to use their credit cards for doctor's visits because they have no cash. It's a dangerous trend for you and an untapped market for lenders. How does this suck? Let me count the ways. Don't be too surprised if [...]
Jun
18
Credit card Issuers: Lets Make A Deal
June 18, 2009 | Leave a Comment
When a customer gets sacked from his job, card issuers are going to have a hard time getting their money. That's why they are offering to settle, often for far less than they're owed. That's one of the upsides to these troubled times. It seems like a no-brainer, but its worth going over. If times are [...]
May
28
Credit Card Reform Leaves Small Business Out
May 28, 2009 | Leave a Comment
When the Senate passed the credit-card reform bill on Tuesday, it was hailed as "a great day for consumers." That may be so, but what about small business owners who've been struggling with credit cards? The short answer: It depends on how your small business is incorporated, and what card you have. The Credit Card [...]
May
22
What The New Credit Card Law Means For You
May 22, 2009 | Leave a Comment
Now that President Obama has signed a federal law to protect consumers who use credit cards, you are going to want to know what this means for you. Well, MSN has a great article that will tell you. It's a good article that shows you the good, the bad and the ugly of the situation. [...]
Jan
2
New Year's Resolution Number 1 – Pay Off Your Credit Cards
January 2, 2009 | 1 Comment
The new year is a time for a fresh start. I have a suggestion for new year's resolution: pay off your credit cards. The economy isn't looking to good in 2009. People have lost their jobs and more will lose their jobs this year as the economy continues to free fall. So what can you [...]
Nov
5
Credit Card Rates Going Up
November 5, 2008 | Leave a Comment
If you're like millions of Americans you may be getting a surprise. You're credit card company is probably raising your APR (interest rate). What should you do? Don't Carry a Balance I use a credit card but don't care about the APR. How can that be? Am I too rich to care? No, I just [...]
Aug
19
Debit Card Security – How To Keep Your Information Private
August 19, 2008 | 1 Comment
Many people carry their debit card PIN around in their wallets or purses. Because they have so many credit cards and debit cards they have to write down the pin number of each one. That's a bad idea. Here are a few tips to manage and protect your banking information. Don't Carry Around Your PIN [...]