http://www.kenrockwell.com/tech/how-to-afford-anything.htm
The point here is that you shouldn't skimp on the items you really want. In his cases nice cars and cameras, just so you can have a decent house and a new mid-size car.
The difference is frugal vs cheap.
I'm thinking about this as I contemplate a $2700 treadmill and $1000 TV for the basement.
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