MSN Money has an interesting article about getting free money from banks. It's worth a read. Banks will actually pay you money to open an account with them. Why would they do that? It's simple. They want to snag you as a customer, hoping that they then keep you for life. Or sell you a money market account or some investment planning, too.

If you are a consumer who knows how to work the system, it's profitable for you in the short term. It's a lot like in the old days when banks would give you a free toaster or other incentive. But this is better, because it's money. Some will even give you gift cards.

The article has a lot of good advice on how to work it and take advantage of this. Go give it a read.

[MSN]

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