Jul
17
Why You Shouldn't Buy a New Car
July 17, 2008 | 5 Comments
With dealer incentive programs and 0% interest deals, car dealers are constantly trying to sell new cars. That's fine, someone needs to buy new cars. However, the wealthy know that you should never buy a new car. Find out why.
What Do the Wealthy Know that You Don't
The wealthy know that you should never buy a [...]
Jul
16
Edward Jones Finally Gets Email Statement Delivery Option
July 16, 2008 | 4 Comments
If you have an Edward Jones account, you now have the option of getting your statements via email. I hated getting all that paper from Edward Jones and I think it's about time they step into the 21st century.
I've called my local office and the main number several times asking for either electronic delivery or [...]
Jul
14
More people are using a debit card to pay for hotel rooms than ever before. There are many reasons people use debit cards. However, I recommend using credit cards instead of debit cards.
Debit cards have become much more popular. Many people pay with debit cards instead of credit cards as a way to avoid spending [...]
Jul
11
What Happens to My Stimulus Check If I Move?
July 11, 2008 | 10 Comments
Expecting your stimulus check but you've moved since you've filed your taxes? There are a few things you need to do to make sure you get your stimulus payment.
According to rumors on the internet, the post office is not supposed to forward mail from the IRS. However I have yet to find an authoritative source [...]
Jul
10
Close Old Or Unused Accounts
July 10, 2008 | 7 Comments
I hate loose ends, especially financial loose ends. If you have old accounts that you no longer use like credit cards, home equity lines or other bank accounts, you should close them. In case you need convincing, I've created a list of the reasons you should close unused accounts.
When ING kept sending me statements [...]
Jul
9
The Stimulus Payment Was a Ridiculous Political Stunt
July 9, 2008 | 5 Comments
Now that most of the payments have been sent, we can analyze the Economic Stimulus Package of 2008. Was the economy stimulated? Did the payment really help people? Was it all worth it?
I've answered so many questions about the stimulus payment that I've quite frankly gotten sick of the whole thing. It's ridiculous how much [...]
Jul
8
Healthy Eating on a Budget
July 8, 2008 | Leave a Comment
Too many people think eating healthy is too time consuming and expensive. I thought the same way until recently. I conducted an experiment and found that eating healthy is cheaper and sometimes quicker.
Healthy Food is Cheap Food
I was under the assumption, like many people, that a healthy diet required expensive food. But after several trips [...]
Jul
7
Moving My Money Away From Prosper
July 7, 2008 | 1 Comment
I just transferred my current balance out of Prosper.com. I know they've made some changes recently but I'm not going to bid on new loans. It's just way too risky.
I've posted about my experience with Prosper.com in previous articles. Here's an index of my articles on prosper.com.
Peer to Peer Lending with Prosper Et Al.
What is [...]
Jul
2
I was browsing around the IRS site looking for some information on the stimulus package and I happened across this picture. It just screamed out for some creative editing.
Alan Greenspan is the former Chairman of the Federal Reserve which according to some is the most powerful position in the world.
Some argue that his easy credit [...]
Jul
1
The Economy, Happiness and the Media
July 1, 2008 | 1 Comment
Every day we are bombarded by news stories about how unhappy Americans are. We're told that even though we are wealthier now then ever, we're more unhappy than ever. Don't fall for this old media trick.
Newspapers and magazines sell bad news. That's their business. They need to scare people into buying their product. The old [...]